My Voice Matters Too
- Kim Meninger
- 8 hours ago
- 23 min read
In this episode of The Impostor Syndrome Files, we talk about where confidence comes from. My guest this week is Jennifer Sahady, a personal finance expert, speaker and passionate advocate for financial literacy and gender equity. In a field that hasn’t always welcomed women or fresh perspectives, Jennifer shares how she’s charted her own path by focusing on service, curiosity and the quiet power of believing that her voice matters too.
We talk about why so many of us wait to speak up until we feel like an “expert,” and how that silence can cost others the benefit of our unique insights. Jennifer shares how she’s navigated self-doubt in male-dominated spaces, and why imperfect action is a courageous step toward change. We also explore the importance of mental space, daily reflection and surrounding yourself with people who energize rather than drain you.
About My Guest
Jennifer is an accomplished public speaker and expert in personal finance. She delivers memorable and impactful presentations customizing her financial wellness message to a wide variety of audiences from high school students to executives. Jennifer has delivered presentations at Fortune 500 Companies including jetBlue, Barclays and Sony.
Jennifer is a 2025 PLANADVISER Emerging Leader Winner, a 2025 NAPA Woman of Excellence Winner and has won the RAC Award with her clients in 2025 and 2024. Jennifer was a featured TEDx speaker on Money and Relationships. Jennifer has spoken at the Bryant Woman's Summit three times. Jennifer has spoken at the Providence and Worcester Chamber of Commerce.
Jennifer is currently a Senior Financial Wellness Consultant on MMA’s Retirement Services team and a small business owner.
Jennifer graduated Summa Cum Laude from Bryant University and has an extensive background in financial education.
Jennifer holds the FINRA Series 7, 63 and 66 licenses as well as the CFP, CPFA, CRPC and AIF.
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Transcript
Kim Meninger
Welcome, Jen. It's so great to have you here today. I'm so excited for our conversation, and I want to kick us off by inviting you to tell us a little bit about yourself.
Jennifer Sahady
Yeah, thank you so much, Kim. It is such a pleasure to be here. Big fan of you and all the amazing work you do. I am, I want to say, first and foremost, a curious person, right? I'm a lifelong learner. Technically, yes, I'm a licensed financial advisor. More than that, I'm a certified financial planner that CFP designation, less than 30% of licensed advisors have, and not all people who talk about money in life are even licensed, much less CFP is so I always like to just mention that, right, like credentials and experience matter. I've been working for over 20 years and a lot of different roles, and I am someone who feels that life is more than just work. I like traveling and cooking, spending time with friends and family, and that, in a nutshell, is who I am.
Kim Meninger
Thank you. And you know I, as you were talking, I was trying to remember, I don't even know how we met, I just feel like I've known you for years, and you've always stood out to me as someone who's super positive. You always bring really powerful energy into whatever space we're part of together. And so I, I would love because at the heart of this podcast is the conversation around imposter syndrome, obviously. But I really want to learn from people who don't have imposter syndrome, and you are one of those people, and so I really want to get inside your head a little bit and, and think about how you think about yourself and your own confidence and like, what, what might be preventing you from slipping over into some of the madness that the rest of us are experiencing?
Jennifer Sahady
Yeah, that is such a full and loaded question. And I love all of it, and it does actually tie to our meet-cute, our origin story. I was in one of your presentations in the pandemic, and being someone who believes I can do anything and anything is possible, I thought you did a great job, so I reached out. And I think that's like part of what we're going to talk about today is just the power and empowerment when you believe that you are a human being and that we're all equal… When you believe that you have something of value to share with others, it's a game-changer. I'm a presenter myself. It can be really painful to sit in other people's presentations, because just like if you're a good cook, other people's food is no ways great when you see a good presenter, it just kind of shines. And to me, that curious nature that I started with, that ability to say, Wow, she's amazing, and what she does, she's someone I want to know, right? I want to surround myself with awesome people, because awesome people believe in themselves, and they believe in you, and that's part of that confidence, right? I had an amazing mom who always lifted me up. She had one, I think was a dentist. She said, Wow, your daughter really believes she can do anything. And my mom said she can, right so like having that amazing first support, recognizing that that is so important, and surrounding yourself with the right people, like good people who energize you and lift you up, doing that time audit, doing that energy audit, where you say, the end of the day, I feel exhausted. Why? Where did my energy go? Where did it get kind of stolen away? Where did my confidence go? Where did it get stolen away? And saying, if people aren't supporting me, if people aren't lifting me up, can I craft a world where I'm surrounded by people who do and what would be possible if I did?
Kim Meninger
So, even just the fact that you see the world that way is so interesting, because I feel like there's a way in which, and I was just having this conversation earlier today, as a matter of fact, where we sort of feel like we're at the mercy of whatever system we're part of.
Jennifer Sahady
Yeah, yes, exact limitations of situations. And I am so big on agency, and I have, like, such a wide group of friends, and I say, I really don't care what your choice is at the end of the day, as long as you feel like you had the choice to make it, and that you knew you had options, and feel empowered in your decision, like that, to me, is the gift I want everyone to have, and why I'm excited to be here with you today. Maybe we can do it. Kim. [We can.] I believe we can.
Kim Meninger
I want to talk about what is perhaps a little bit paradoxical to me, is that you are part of the financial services industry, which feels a little old-fashioned at times a little male-dominated, right? Maybe I'm understating that, but I feel like you [those are very accurate statements]. You're part of a world that may not always feel so empowering at. You know, especially as a woman. So how do you navigate that?
Jennifer Sahady
Yeah, I mean, so a big part of it again was that I never really thought I couldn't right. My background is actually in communications. I took a job at Fidelity Investments. It was my first internship. I was in the government and regional relations department, like it was my job to show Fidelity at their best, and I happened to learn about investments then, and I was like, Why didn't I learn about this sooner? Right? I had smart parents who tried to set me up for the best, right? But they weren't financial advisors. I went to a business school. They tried to set me up for the best, but they didn't mention finances. Now that I know this, I'm going to learn more, and I'm going to share it with the world, and that was the last 20 years. [Wow.] Right? So like, just knowing, like the space is never really stopped me or slowed me down, because I was a just excited, right, to learn more, to help people, to help myself, better than anyone else had set me up, and whenever I kind of ran into that limitation of, well, this is how we do things here, I just thought, just because you do that doesn't mean everyone does that. I'll find some place where it's better, like I don't have to be in a situation where I don't feel respected and supported, and that crazy thought, right?
Kim Meninger
But that's so powerful, because that comes back to the, the notion of choice, right?
Jennifer Sahady
Yes, and like the framework of I'm a human being who is equal and worthy.
Kim Meninger
Yes, exactly one of the, the values that I see at the core of who you are and how you show up in the world is service, right? So you are very service-oriented at a macro level, at a micro level. I mean, you have been so supportive of me and like I I'm just so, always, so grateful for you. I wonder how that influences and you know, like, how you think about what you're doing too. Because I think sometimes we put a lot of pressure on ourselves to be experts and to do it just right, as opposed to thinking like I'm here to help, which can take some of that pressure off.
Jennifer Sahady
Yeah, so it has been scientifically shown, and you might hear this more and more throughout this conversation, everything I say, I took two perspectives, right? I want to know my, my personal perspective experience in life. I ask people I respect, and then I also look at the data on the science right? Because I don't know if my perception is just so skewed. I don't know if the data is done in a vacuum and not in the real world, so I like to look at both to get that confidence, to really not question myself once I come to something, right, I want to experience it, I want to check the data, I want to think about it thoughtfully, and then I want to move forward confidently, right? Like that's a big part of this so scientifically proven that women specifically but this could work for anyone. If you're acting in service to others, you are stronger in every way, physically, mentally, emotionally, if you're doing something for someone else, that is a superpower.
Kim Meninger
I absolutely love that. I love the fact that you're talking about it being validated by science. It's definitely part of how I operate. And one of the, one of the strategies that I often recommend as a, as an imposter syndrome management tool, right is, like, if all of your attention is on, how do I prove how smart I am to the rest of the world, you're never gonna feel like you measure up. But if instead you put your attention on, who am I here to serve? Right now, right? Like, how am i How can I help? How, how can I best support the people and me?
Jennifer Sahady
And to believe that you can right, like if you have in your heart that I care about others and I want to help, then anything you do is something more than nothing right. Like I speak Spanish, not well, not well. I like, mostly self-taught. But I did it because when I was doing meetings for the company I was working for at the time, I saw certain people being excluded from retirement planning and investments and company match, and all of these things that I believe is fundamental to long-term success for yourself and for your family. And so I worked on my Spanish, and I advocated and said, I want to do a meeting in Spanish. And they said, Okay, if you think you can, like, I'm amazed that I was allowed this. And I went right in and said, Hi, I'm Jen. I speak Spanish like a white girl. I'm going to do my best, because I want to help you right. Like, I was very aware that I wasn't an expert. And I think this comes to the heart of imposter syndrome. Like so often we want to be experts before we do anything, and the world is missing out on your light and your kindness and your intelligence, if you're waiting until some imaginary moment that might not ever come. But if you get out there and say, Hi, I'm going to do my very best for you, that means as much, if not more, than I am the world's best expert on fill in the blank. Yeah, maybe can be both someday,
Kim Meninger
Yes, that's exactly right, but you're not going to get to that second place if you don't go out there and imperfectly do it. Yes, yes, yes. So I want to peek behind the curtain a little bit and think about in a moment where you may have some self-doubt, right? What does that look like? How do you approach it? Because everybody, nobody's 100% confident all the time. It's what we do with that that matters. So like, let's say you have a little moment of insecurity or self-doubt. What? What's the Jen Sahady approach?
Jennifer Sahady
Yeah. So like, for this perspective is key, right? Because we all have that voice in our head that is no way is the kindest or the best, but you don't have to listen to only that, right? Like, if you go back to that community of people who you like and respect, and they see something good in you, it can give you confidence when sometimes you have a weak moment. And I'll tell you one of my favorite stories. It was back in the day. I was younger, I was in Ireland. I had come from the US where everyone drives an automatic car, and everyone in Ireland drove stick chef manual. And I said, Oh, I could never do that. That's so hard. And this guy with a very charming Irish accent said, Ah, Jen, you mean to tell me, everyone in Ireland is smarter than you? And I loved that perspective, right? Oftentimes, we think I can't do this. And then there's this proof other people have done this. And then you have this question of, are other people capable of something I am not. And if your heart and hearts, you don't believe that, right? If you're heart of hearts, you really believe anything is possible, if you just want it enough. And I work with my clients individually on that language to take away that I can and just say I've never learned much about investments, and I'd love to learn more, or I haven't had experience with that, and I'd be curious to see how I did right? How that changes your heart, your head, the literal neuroscience in your brain, when you recognize just because you don't know something, you haven't done something, doesn't mean you can't learn and that you can't become good at it, right? Like they're two separate things, and the sooner you learned that, the happier, the more successful, the better life will be like. It's just such a power move and just a life changer.
Kim Meninger
Yes, and I always try to remind people that we're so, we're so quick to recognize the things we don't know, but we take for granted so many skills and capabilities that we were not born with, right? We would not be where we are today had we waited for perfection to get started with it, whether that's walking, talking, whatever it might be, right? And so I think that that's so important to say, to look at it through the lens of, what am I capable of, as opposed to, like, what have I mastered so far?
Jennifer Sahady
Absolutely, I love that. That is the best way to explain it.
Kim Meninger
And it just like you're saying. It makes what might what we might tell ourselves is not possible, possible.
Jennifer Sahady
Right. And it goes back to, to what you were saying about experience. So again, early in my career, I was the person who supported the advisors. I wasn't an advisor yet, and I was doing a presentation with an advisor, and he said, I'm older, so I wouldn't ever save and raw. That's for young people like Jen. And my service, right? My eagerness for the audience to have a fair and balanced account overtook whatever was appropriate, right? Like I shouldn't have said anything, right? I was this junior person. I was in a service role, but I had a moment of pause where I said, unless you had saved so much pre-tax that you were worried about having a large tax exposure in retirement, at a higher tax bracket or at an equal or higher income, right? And I did it, not as a look at me, like, how smart I am. I was generally curious. I was like, Well, you said this, but I thought this, and thank goodness this was a great guy, and he honestly in front of an audience, right? Like this is happening as two presenters, like, just a moment within a moment, like, when the TV characters look at the screen and, like, have that like moment. And he said, You know, I think you're right. And that was such a powerful moment for me, because I realized someone with all these years of experience and more knowledge than me didn't know something. I did it right? I had a different perspective. I still had something to offer, and I did so with curiosity and eagerness, and like you said, that heart of service if I know something and I'm keeping it in because it's not appropriate for me to say something in this situation, and I have to know my place, and I have to show deference. That audience would have missed out, right? There's possibly someone in that audience that fit my case study, as I understood it, that benefited from my courage to speak up and that confidence that I have something of worth to deliver.
Kim Meninger
You know what you're making me think about too, is I always think fear, right? And I feel self-doubt as a form of fear. I [absolutely] and fear is always going to be a dominant response because it's how we're wired as humans to keep ourselves alive.
Jennifer Sahady
Yes, alive, yeah, absolutely.
Kim Meninger And so, you know, there are ways in which our security systems are a little over-tuned, but what I often think about, and I do this myself, I actively use this framework is I will think about, okay, this is scaring me right now, or it feels uncomfortable. What's more important to me right now than the fear, right? What's bigger than my fear right now? Service is one of those things, right? It's like, like you said, you're sort of doing this, even subconscious mental calculation of what, which path do I go down, right? Do I kind of sit quietly and do what's expected me, or do I do the thing that feels the right thing to do in this moment?
Jennifer Sahady
Yes, yeah. And to me like, and I think this is something all of your listeners and everyone can relate to, like, no matter how confident or no matter where you are in this journey, if you've ever later looked back and kicked yourself to me, there's nothing worse than that, like I would rather have a faux pas in the moment, have a learning opportunity, misspeak, misunderstand, misstep than ever. Have to face myself and say, Why didn't you at least try like that that's the hard like, and that's just for me personally. Like, everyone has their own journey, but like that weighs really heavily on my heart, like when I reflect back on my day, those moments gave me strength, because I didn't want to face those moments. Like, I'm more afraid of those moments alone with myself, about my integrity and my sincerity and who I want to be versus whatever society my industry might say, like I just I hold myself really strongly accountable, which is good and hard sometimes around other people, it's very easy to be confident. It's like the quiet moments with myself, where I'm like, were you your best you? Are you who you want to be in the small ways and the big ways?
Kim Meninger
And I’m so glad you used that framing, because that's something I think about a lot too, and it does. It does give us a little bit of perspective, like, allows us to zoom out a little bit in some of those moments, because we do tend to get tangled up in the details, and we over exaggerate the potential negative effects of things and to be..
Jennifer Sahady
Even the personalities of the people involved.
Kim Meninger
That's right, that's right, the environmental factors that are showing up as well. But I do think that that fundamental question of like, who am I when I'm at my best, and am I showing up that way? And we can't always get that right, but I think that like as a guide, that's such a great and simple way to think about and we can stop and check in with ourselves at any time, and we can course correct if we feel like we're deviating from that. I wonder too. You know, you're somebody who's obviously very thoughtful. You were telling me about how you read so much, right? And I wonder too, living a busy life, having so much noise around us all the time, how does self-reflection, introspection fit into your daily life? Is it a practice? Is it just a habit at this point?
Jennifer Sahady
Yeah, so a little bit of both, right? One of the things I've been thinking a lot about this year is how valuable your mental space is, right? And maybe you and your listeners have heard of it and the attention economy, right? Like your thoughts, your eyes, your brain space is the most valuable real estate in the world. And so if you know you have a valuable asset, if you had a borrowed gold, you would protect it. But so often people in like our boredom and our loneliness were kind of so eager for input and noise to comfort us and to give us direction. We don't give ourselves enough space. So I very intentionally create space and time to sit with how I think about things, right? And it tends to be the beginning of the day, the middle of the day. This is kind of funny. You guys don't know me, but like, shower time. Shower time is my best self-reflection time, right? Like, it is a truly like present moment. I try to have no, like, music, no books playing, no nothing like I do when I'm in the car. And I just try to, like, be fully present with my thoughts and like, what's coming up and why and how I can use that to support my growth.
Kim Meninger
Yes, I love that so much. Because I think sometimes, well, especially those of us who are still operating as high-achieving students, tend to like this is hard work, and it's going to take a lot of time, and I don't have that time. And so it's we default to that all-or-nothing thinking. But I think those, those few precious moments that we can carve out, and I wholeheartedly agree with you on shower time, this was like a revelation for me, because I used to come in, I used to have a speaker in my bathroom. I would immediately come in, put on my podcast, and just and then I was like, Actually, I didn't. It's not like I made this, like, really conscious decision, the battery and my speaker died, and I…
Jennifer Sahady
Perfect and serendipity showed up exactly.
Kim Meninger
I didn't have the ability to fix it. And so I was like, what would happen if I just am alone with my thoughts for a moment? And I actually really enjoyed it, and now it's now. It's like precious time that I do not [defend]. Yes, exactly, exactly. And so whatever looks like for people, maybe, whether that's the commute, whether that's a walk or on the block.
Jennifer Sahady
Doesn’t matter, as long as you find a few minutes, like five. I'm not. I've heard people who meditate for three hours a day, and I'm like, again, I want to visit your planet like that. I don't know anyone who lives in that kind of world, but I've heard it right. I listened to experts of all backgrounds, but like, there are two things I loved in what you said. One was that curiosity language. What would it be like if and like that is such an empowering invitation to yourself, which I love, and then I'll add to it too. I have this thought, and maybe this will resonate with you and your listeners. I don't want to know what someone else thinks about something until I first know how I feel about it, because until I have a thought or a feeling, it's too easy to be influenced and have someone else's thoughts or feelings supplant your own right? And I would love to have other people's opinions be voices to balance what you think, as opposed to thinking for you, especially with the rise of all these influencers, all these voices, AI, it's so easy to let someone else think, I hope no one does right like I hope we can preserve that sense of self and know what's important to us, and not just follow what we're, we're told or what we see right, but like to take it under consideration, in alignment with who you are what you want.
Kim Meninger
And what strikes me about what you just said, Jen is very consistent with your initial comments about believing that, I'm going to paraphrase here, but like believing that you matter, because I think for a lot of people, there is sort of this implicit belief that it doesn't matter what I think what matters more is the external.
Jennifer Sahady What would it be like to live a life like that? Is that something that would truly make you happy? Right? Is the world better off not hearing your thoughts, your voice, your opinion, your perspective. Yeah, and I don't think so.
Kim Meninger
No, absolutely not. And what in in it also, because I always try to think about things in in actionable steps too. And that might feel like a very big change, but even like one of the examples that came to mind as you were saying, that is, I have a friend who always used to say we were roommates years ago. Don't tell me what you think of this book, because I want to read it for myself. Like, don't tell me. I don't even want to know if you liked it. Like, don't not. No, it's not even about spoilers. It's like, don't even tell me what your, what your feelings were about it, because I don't go into it with that bias. And I think, like, [yes,] little things right? Like, I try this food before you tell me whether Right. Like, I feel like…
Jennifer Sahady
Sometimes we need social cues, right again, like, fear, it kept us alive, but those situations are so rare, yeah, right, more often than not, and it's good to be influenced by others, it means that you're a social, empathetic, good human right, like I would prefer like, because that's part of who most people are recognizing the good side, and how that might erode your sense of self.
Kim Meninger
Yes. Yeah, I think just, I mean, one of the, the themes of this conversation is just like, My voice matters too.
Jennifer Sahady
Yes, right? Yes. I feel like you can make that the title today is, like, I, that is the perfect summation of all of those things. And like, I, you've met me in person. I'm not a big person, right? And like that is also factored into who I am, too, because being physically small, people have literally talked over my head, and they have been they haven't held space for me, and I've had to hold space for myself because I didn't want to live in a world where I didn't get a voice, where I didn't have space, because my opinion matters too. Yeah, I matter.
Kim Meninger
And that also goes back to the and I think about this a lot too, the idea that if this isn't working for me in some way, if I'm not being treated respectfully, I can leave. And one of the things I think about as you're talking even the example you gave of speaking up when you know the expectation might have been that you sit quietly, had it…
Jennifer Sahady
Oh yeah. I could have lost my job over something like that.
Kim Meninger
You could have you could have lost your job, and you could have gotten your hand slapped, and any number of things could have happened.
Jennifer Sahady
And in other situations that I won't share today, I did, and it didn't change who I was for one hot second.
Kim Meninger
Well, yeah, and I was gonna say, like, what it would have been, more than anything else, is data to, you know, suggest what is, what the system values, and how, how well and confidently, you can show up as yourself, right? So I often recommend that we think about it that way too, of like if, if, the if what I feel is the right thing to do is not respected or tolerated in this environment. And I get, I want to caveat this with I understand that, especially these days, it's very hard to make a job change. I'm not suggesting that. I don't, I don't want to oversimplify that. But even if we're just thinking long term, if you're in a world where you constantly feel stifled and feel like you have to behave, quote-unquote, right? [Yeah.] Is that the right place for you?
Jennifer Sahady
Right. And like, Are you the person you want to be? Like? Is that the life you want? Like? I often talk with people and like you said, they feel constrained by their situation, and they see two options, and they're both bad and like you, I love the invitation of, what would it feel like if there was a third option that allowed you to be happy, to be respected, to feel like your true, authentic self, like, Do we dare to dream? Kim, do we I do? I do and like we're saying before, when we say, My Voice Matters, one of the things in service that inspires me is that if I say that, it means intrinsically, that you should know your voice matters too, right? So when you stand up for yourself, you're creating that space that the woman ahead of us did to create space for us, right? Like my mom grew up in a time where she couldn't open a bank account on her own, right. Like this was not that long ago people. Right, like we need to keep creating space for each other for the next generations, because the world is better when we share our input and we come up with great ideas together, and we share our skills and our perspectives in a respectful, kind way.
Kim Meninger
Yes, and that takes us right back to service, right? Because now it's not just about you. You certainly are entitled to your own beliefs and decisions, and you're modeling that for other people, giving them permission to do so for themselves.
Jennifer Sahady
Like imagine, imagine if everyone felt that way.
Kim Meninger
Yes, yeah, oh my goodness, Jen, I could talk to you all day. You're an inspiration. Thank you so much for being here and for talking about yourself so freely. It's so nice to learn from you, for people who want more of you, and especially me, because you were tell us actually a little bit about the work you do with women too, because I think that's important for everyone to know.
Jennifer Sahady
Yeah, yeah. So I recognized over years and years and years in finance that we're all humans, right? We all need the same stuff, but part of that is we need a space where we can feel comfortable and confident, and some people wake up that way, and other people need a space cultivated for that, right? So I do a lot of work in finance, with money, personal finance for everyone, but I do, do things specifically for women, to help empower them and help kind of right some of the inaccuracies about women and investing and money and a lot of things that society might suggest. Women are for fantastic investors, and they have been dating all the way back to Abigail Adams. Feel free to Google that. It's amazing. She was incredible. And there were women who were more successful than the Vanderbilts. There were these incredible stories that like we're beginning to unearth now, but it didn't fit the dialog that we saw. So yeah, I do a lot of volunteering. I do a lot of workshops, presentations, coaching, specifically with women who also want to hear that other positive message that, yeah, investing in money and control of your life is for you too.
Kim Meninger
Yeah. And I just want to say that I love having you in the world, because anytime anybody expresses doubt or need around money, I'm like, I know exactly who you need to talk to, and I trust you, and I think that you know. And it's almost like when you don't understand something, like, you take your car to a mechanic and you're just hoping that they don't repeat that feeling. You know, it's like we have such a limited, many of us have such a limited understanding of the financial world, that knowing there are people out there that you can trust that aren't going to take advantage of you, that actually care about you, is so meaningful. So thank you for being you. Thank you for the work you do. Where can people find you? Where?
Jennifer Sahady
Yeah, feel free to connect with me on LinkedIn. My name is Jennifer Sahady, S-A-H-A-D- as in dog-Y as in yellow. There's probably two of us, I think, last I checked in the entire country, so I'm pretty easy to find. And if you know Kim, I'm connected to her too. So easier to find there. You can also Google me. I did a fun TED Talk for anyone who wants to learn about money and marriage, which I think is another topic we don't talk about enough, but yeah, I am always trying to put things out to empower and support people so they know they have choices and they feel like they can live their best life, because everyone should have that opportunity.
Kim Meninger
Thank you again, Jen, and I'll make sure those links are in the show notes as well. And just so great to have you here.
Jennifer Sahady
My pleasure anytime and to any of you out there listening to Kim, not only she's an awesome and sincere source, but this is a good community to come to, to learn more about you and the power that's been hidden inside you. So take full advantage.
Kim Meninger
Thank you.